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 Dream Builders of Wilmington, Inc is a fully licensed residential and commercial general contractor. They have an “unlimited- building” classification. Their management team has over thirty-five years of experience in the local construction industry. Dream Builders of Wilmington's offices are located on Hwy 17 in Hampstead. They proud to serve the entire Cape Fear region of North Carolina and specialize in constructing custom homes that provide clients with the lasting quality and value they deserve.
 Since their inception, Homes by Greg Johnson, Inc., has created superior built homes and continues to reach new heights in the craft. They take an innovative, dynamic approach to the process that always results in a great home and a satisfied client. They hope that you choose to be a part of their exteneded family of happy Homes by Greg Johnson, Inc. homeowners. Homes by Greg Johnson, Inc. is eager to begin work with you to transform your dream into a beautiful reality.
.jpg) Alpha Mortgage Signature Service reflects the highest level of personal service and commitment. Just ask Chris Hutchens, Certified Mortgage Planner for Alpha Mortgage of Wilmington, NC, and proudly recognized as one of the Top 100 Lenders in the country for 2008! Chris and his family have lived in Wilmington for 20 years and he has been in the mortgage business for over 14 years. He prides himself on friendliness, reliability and honesty. His goal is to help his clients prepare a financial strategy with the help of the right mortgage. Whether purchasing a new home or refinancing, you can trust his knowledge and experience. Let Chris handle your next transaction; you'll be glad you did. You've got his signature on that! Contact Chris today to be pre-approved or to talk about a scenario by email or at (910) 256-8999.
 Located throughout North Carolina, South Carolina, Georgia, and Alabama, Woodlands Bank offers checking and savings accounts, money markets, CD and retirement accounts, as well as a wide range of lending options for both consumers and businesses. With the goal of seeing you succeed, Woodlands Bank offers excellent customer service with complete attention to your financial needs. Miranda Roberts, Business Development Officer, handles lot loans and "spec" loans and may be reached at (910) 457.9595. Sherry Ollis, Mortgage Representative, executes all mortgage requests and may be reached at (910) 520.7383.
Special Lot Financing
Provided By Woodlands Bank
· 90% Financing
· All loans subject to credit approval, verification, and collateral evaluation
· Minimum credit score of 725 to qualify for “special financing”
· Debt Ratio not to exceed 30% including proposed payment
· In-house appraisal on lots less than $250,000
· Loans over $500,000 may offer a 25 year amortization (for P&I)
· Loans under $500,000 will be based on a 20 year amortization (for P&I)
· Client is responsible for all fees associated with loan closing (attorney, recording, loan fee)
· We may reduce rate by adding a 1% fee on loan amounts less than $250,000. All other requests will be made on a case by case basis based on credit, LTV and cash flow.
TERM RATE FEE RATE FEE
|
24 MTH |
7.125 % |
.50 % |
6.795 % |
1.00 % |
|
36 MTH |
7.325 % |
.50 % |
6.875 % |
1.00 % |
|
60 MTH |
7.50 % |
.50 % |
7.33 % |
1.00 % |
|
15 YEAR/ fully amortized with 5 year call option |
The greater of 3 yr Treasury + 300 basis points or 7.50% |
.50 % |
(no change) |
(no change) |
Lot information applies to Ocean Ridge, Ocean Isle Palms, Rivers Edge and Sea Watch
Rates And Terms Subject To Change At Any Time
For further information please contact a Woodlands Bank representative.
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